With the spring and summer months upon us, severe storms are starting to become a normal occurrence for many in the more active storm season states. If you live in one of these areas, you’re probably well aware of the fact that with severe storms comes the risk of damage to your home.
One of the most common causes of home damage is hail. Due to the nature of hail and the high rate of speed that it travels at, the exterior of your home can suffer hail damage to roofs, siding, windows, and any other exposed exterior surface.
At XL Contracting, our roofing contractors are dedicated to providing our customers in Southern Wisconsin and Northern Illinois with top-rated exterior remodeling, repair, and maintenance services. Our goal is to provide the resources and services homeowners can rely on to prepare their Midwest homes for summer storms and adverse weather throughout the seasons. To help you get in the right mindset for the upcoming storm season in the Midwest, here are the answers to our five most frequently asked questions from our customers about hail damage.
How to Tell If You Have Hail Damage
If your home has recently experienced a severe storm that included hail, it is best that you have your roof inspected for any damage. While most will want to get on their roof and look themselves, hail damage may not be as prevalent to the naked eye as you may think. An experienced roofer will be able to inspect your home's roof and shingles for any damage that may have been caused by hail. For things such as windows and shingles, seeing the physical damage will most likely be much easier for most homeowners.
How Does Hail Damage a Home?
Hail can damage a home in many ways, and depending on the type of materials you have on your home, the greater the risk of damage may be. Hail can damage roofs, windows, siding, and any other exposed areas of your home in a matter of minutes. This can create weak points on your roof where water can eventually leak into. Damages to windows will obviously cause multiple hazards and damaged siding can result in water intrusion. All of these scenarios can cause long term damage to your home that will end up costing you more in the long run.
Should I Wait for Roof Replacement, Or Should I Do It Now?
When you suspect that your home may have hail damage, it is important to have it inspected as soon as possible. Leaving a potentially damaged roof unseen can cause the damages to worsen over time. Call a professional roofer or roofing contractors to have your roof inspected to determine whether or not you need to have your roof repaired or replaced. Waiting too long could affect if your insurance decides to cover your roof replacement or repair.
What Will My Insurance Cover?
If you own a home, the chances are that you have a homeowner’s insurance policy. If you live in an area that is prone to hail storms, it is important that you make sure that your insurance policy has adequate coverage for hail damage. Determining what your insurance will cover will depend on the extent of the damage and how old your current roof is. If your roof is past 20 years old, chances are, you are going to have to foot the bill. For those with roofs that are relatively new that needs to be replaced after hail damage, you may get a full new free roof.
What Should I Do If My Insurance Agent Says There Is No Damage?
After being through a hail storm and having your roof inspected, you will want to request a claim through your homeowner's insurance. They will usually send out an inspector to check the condition of the roof to determine what they will cover. If you have had your roof inspected by a professional roofing contractor and they have found hail damage yet your insurance says there is no damage, there are still options. In this situation, you will want to call for a re-inspection and get all of the information your insurance needs to finish your claim.
Superior Hail Damage Repair In Rockford, IL
If you need assistance with your home after a hailstorm, or if you think you might—it’s worth it to seek a consultation with a professional contracting company. In the Midwest, look no further than XL Contracting for all home repairs, remodeling, and maintenance before and after a storm hits.
XL Contracting’s team of expert roofers is committed to providing exceptional service, premium products, and no-worry installations at affordable prices. To learn more about our company and the services our top-rated roofers provide for our customers, give us a call at XL Contracting today to speak with an agent over the phone. If you prefer, you may also fill out our online form to get started with a free, no-obligation pricing estimate and consultation in your home.
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